Moj dom for agenciesProperty management: mandates, rent and owner statements
Mandate, rent, bills and the monthly owner statement in one place — instead of messages, photos and spreadsheets.
You sign in with your agency account on DreamEstate. Contact us to onboard your agency.
Owner statement, Apartment 1
For August 2026
Sent
| Line | Amount |
|---|---|
| RentRent 08/2026 | 650,00 € |
| CommissionCommission 10% of contracted rent (650,00 €) | −65,00 € |
| Paid billBuilding maintenance 08/2026 | −15,50 € |
| TaxWithholding tax 9% on a base of 455,00 € | −40,95 € |
| Payout to owner | 528,55 € |
The base is the collected rent reduced by 30% normed costs. The statement is informative and isn’t tax advice.
The market today
How owners get reports today
We reviewed the offers of Montenegrin agencies that manage other people’s apartments. None gives the owner a portal or a structured monthly statement — reporting is informal, by e-mail and photos. Commissions are rarely published; where they are, short-term management runs 20–30% of income, and the only published local long-term offer is one month’s rent as a one-off fee plus 10% per month. Foreign tools have an owner statement, but they do not know Montenegrin utility bills or the withholding tax obligation.
Features
What your agency gets
Managing owners’ apartments through Moj dom and the agency panel tools, on the same account.
Mandates and portfolio
The owner gives consent, the agency manages the apartment.
- A proposal by e-mail
- Enter the owner’s e-mail and the terms: commission, whether the agency pays bills, and the withholding tax rate. The owner opens the link in the e-mail, picks their apartment and accepts.
- Portfolio
- Every apartment under your agency’s mandate, with overdue and paid bills, overdue rent and the latest statement, filterable by agent.
- Assigning agents
- The agency admin assigns an apartment to an agent. An agent sees only their own apartments; the admin sees all of them.
- End of mandate
- The owner always sees who has access and can end the management. The apartment then leaves the agency’s portfolio.
Monthly owner statement
Rent, commission, bills and tax in one document.
- Monthly statement to the owner
- On the first of the month a draft is created for the previous month: rent, commission, paid bills and withholding tax, with the payout amount. You add manual entries to the draft. When you send it, the owner gets an e-mail with the document, and the statement stays in their Moj dom.
- Commission calculation
- A percentage of the rent, a fixed monthly fee or a percentage of what was collected — per apartment, per the mandate’s terms.
- Tax at payout
- When a legal entity pays rental income to an individual, it calculates and pays withholding tax. The statement shows it as a separate line: the mandate’s rate (9% by default) on the rent reduced by normed costs (30% by default).
Bills and rent per apartment
The same Moj dom owners use, for every apartment you manage.
- Utility bills
- Utility bills per apartment, with automatic retrieval for EPCG, Telemach, Crnogorski Telekom and several water and utility companies — free, for every apartment you manage.
- Rent from the lease
- A lease with rent, payment day and deposit. A rent charge is created automatically every month, and collected rent goes into the statement.
- Who bears a bill
- When the agency pays bills, only the share the owner bears under the lease goes into the statement; the tenant’s bills stay out of it.
Agency tools
The agency panel on the DreamEstate portal, for listings, clients and your team.
- Viewings in a calendar
- Schedule a viewing for a published listing, with the client’s name and phone, in a weekly or monthly calendar. Viewing requests from listings on the portal land in the same calendar, where you confirm or cancel them.
- Listing and agent statistics
- Views, contacts and conversion for a chosen period, with charts and a breakdown by device and contact type (phone, e-mail, WhatsApp, Viber, messages). Per listing and per agent you see who brings the most inquiries, with CSV export.
- Team of agents
- Add agents to your agency team by their e-mail address. You assign apartments under mandate to an agent, and the statistics show results per agent.
- Listing import from your website
- Listings from your agency’s website arrive on the portal automatically, on a schedule, with photos. We set up the import for each agency separately, because it’s tailored to your website; a listing you remove from your site stops being active here too.
- Agency documents
- Contracts, permits, floor plans and photos in one place, sorted by type, with PDF and image preview in the browser.
- Virtual tour studio
- Turn 360° photos into a walkthrough, link the rooms and show the tour on a listing. Share the link or embed code on your own website too.
- AI listing intake
- Paste a property description, and AI creates a draft listing with category, city, price and area. You complete and check the draft before publishing.
Service on request
Publishing and sync on request
On request, we set up your agency’s listings to be published automatically on the agency’s Facebook and Instagram pages and on the agency’s website, and to stay in sync with the DreamEstate portal. Contact us to set it up.
Getting started
From the first owner to the first statement
- 1
Send a proposal
In the agency panel, enter the owner’s e-mail and the terms: commission, whether the agency pays bills, and the withholding tax rate.
- 2
The owner accepts
The owner opens the link in the e-mail, picks their apartment and accepts. The apartment appears in your agency’s portfolio.
- 3
The statement builds itself
On the first of the month a draft statement for the previous month is ready. Add manual entries if needed and send it to the owner.
Regulations
Withholding tax on rent
When an agency, as a legal entity, pays rental income to an owner, it calculates and pays the tax at payout. The statement in Moj dom follows these rules.
- Income from renting out an apartment is income from property. 1
- Normed costs are deducted from that income; the general rule is 30%. 1
- When a legal entity pays the income, withholding tax of 9% on the reduced base is calculated and paid with every payout. 1
- 1. Law on Personal Income Tax, Art. 34–36 and 49a (paragraf.me, in Montenegrin) — Data checked on September 12, 2026.
Questions
Frequently asked questions
Who sees the owner’s data?
You see the apartments for which the owner has given you a mandate, and nothing beyond that. The owner can see at any time who has access and can withdraw the mandate.
What does the owner see in Moj dom?
The mandate and its terms, sent statements with their documents, and the bills for their apartment. Draft statements stay hidden until you send them.
Can we restrict an agent to their own apartments?
Yes. The admin assigns an apartment to an agent, and the agent sees only the apartments assigned to them.
How is withholding tax on rent calculated?
The base is the rent collected, reduced by the normed costs from the lease — 30% by default. The mandate’s rate applies to that base, 9% by default (Articles 35, 36 and 49a of Montenegro’s Personal Income Tax Act). Commission doesn’t reduce the base. Check the form and payment deadline with your bookkeeper or the Tax Administration.
Does the statement replace bookkeeping?
No. It’s an overview of what was charged, what was paid and how much goes to the owner. It isn’t tax advice and doesn’t replace a bookkeeper.
What about short-term letting?
Channels, per-night pricing and guest registration aren’t in this scope. If that’s your main business, get in touch — we want to hear how you work before we build it.
How do listings from our website get onto DreamEstate?
We set up the import for each agency separately, because it’s tailored to your website. After that, new listings from your site arrive on the portal on a schedule, with photos, and a listing you remove from your site stops being active here too.
Can you publish our listings on Facebook and Instagram?
Yes, on request. We set up your agency’s listings to be published on the agency’s Facebook and Instagram pages and on your website. It isn’t a button in the panel but a service we configure for your agency — contact us.
Send an owner your first proposal
Sign in to the agency panel and send an owner your first mandate proposal. Contact us for help getting your agency set up.